:root{--rcm-blue: #14427d;--rcm-blue-dark: #0d2d56;--rcm-blue-light: #1a5499;--rcm-yellow: #ffcc00;--rcm-yellow-dark: #e6b800;--rcm-white: #ffffff;--rcm-bg: #f0f4fa;--rcm-text: #1a1a2e;--rcm-text-muted: #5a6a85;--rcm-error: #dc2626;--rcm-success: #16a34a;--rcm-border: #d1dce8;--rcm-radius: 12px;--rcm-shadow: 0 4px 20px rgba(20, 66, 125, .12)}*{box-sizing:border-box;margin:0;padding:0}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background-color:var(--rcm-bg);color:var(--rcm-text);min-height:100vh;line-height:1.6}.page-wrapper{min-height:100vh;display:flex;flex-direction:column}.header{background:var(--rcm-blue);padding:20px 24px;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 8px #00000026}.header .logo-area{display:flex;align-items:center;gap:14px}.header .logo-area img{height:48px;width:auto}.header .logo-area .logo-text{color:var(--rcm-white);font-size:20px;font-weight:700;letter-spacing:.5px}.header .logo-area .logo-text span{color:var(--rcm-yellow)}.main{flex:1;display:flex;align-items:flex-start;justify-content:center;padding:40px 16px 60px}.card{background:var(--rcm-white);border-radius:var(--rcm-radius);box-shadow:var(--rcm-shadow);padding:40px 36px;width:100%;max-width:520px}@media (max-width: 480px){.card{padding:28px 20px}}.card-header{margin-bottom:28px}.card-header .step-badge{display:inline-flex;align-items:center;gap:6px;background:var(--rcm-yellow);color:var(--rcm-blue-dark);font-size:12px;font-weight:700;padding:4px 12px;border-radius:20px;text-transform:uppercase;letter-spacing:.5px;margin-bottom:14px}.card-header h1{font-size:22px;font-weight:700;color:var(--rcm-blue);margin-bottom:8px}.card-header p{font-size:14px;color:var(--rcm-text-muted);line-height:1.6}.divider{height:3px;background:linear-gradient(90deg,var(--rcm-yellow) 0%,var(--rcm-blue-light) 100%);border-radius:2px;margin-bottom:28px}.form-group{margin-bottom:20px}.form-group label{display:block;font-size:13px;font-weight:600;color:var(--rcm-blue);margin-bottom:6px}.form-group input,.form-group select{width:100%;padding:12px 14px;border:1.5px solid var(--rcm-border);border-radius:8px;font-size:15px;font-family:inherit;color:var(--rcm-text);background:var(--rcm-white);transition:border-color .2s,box-shadow .2s;outline:none;appearance:none}.form-group input:focus,.form-group select:focus{border-color:var(--rcm-blue);box-shadow:0 0 0 3px #14427d1a}.form-group input.ng-invalid.ng-touched,.form-group select.ng-invalid.ng-touched{border-color:var(--rcm-error)}.form-group input::placeholder,.form-group select::placeholder{color:#a0aec0}.form-group .field-hint{margin-top:5px;font-size:12px;color:var(--rcm-text-muted)}.form-group .field-error{margin-top:5px;font-size:12px;color:var(--rcm-error)}.radio-group{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:24px}.radio-group .radio-option{position:relative;border:2px solid var(--rcm-border);border-radius:12px;padding:18px 12px 16px;cursor:pointer;transition:border-color .2s,background .2s,box-shadow .2s;display:flex;flex-direction:column;align-items:center;text-align:center;-webkit-user-select:none;user-select:none}.radio-group .radio-option input[type=radio]{position:absolute;opacity:0;width:0;height:0;pointer-events:none}.radio-group .radio-option .option-content{display:flex;flex-direction:column;align-items:center;gap:4px}.radio-group .radio-option .option-icon{font-size:30px;line-height:1;margin-bottom:8px}.radio-group .radio-option .option-label{font-size:13px;font-weight:700;color:var(--rcm-text);transition:color .2s}.radio-group .radio-option .option-desc{font-size:11px;color:var(--rcm-text-muted);margin-top:2px}.radio-group .radio-option .check-indicator{position:absolute;top:-11px;right:-11px;width:26px;height:26px;background:var(--rcm-blue);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--rcm-yellow);font-size:13px;font-weight:900;border:2.5px solid var(--rcm-white);box-shadow:0 2px 8px #14427d59;opacity:0;transform:scale(.4);transition:opacity .2s,transform .25s cubic-bezier(.175,.885,.32,1.275)}.radio-group .radio-option.selected{border-color:var(--rcm-blue);background:#14427d0d;box-shadow:0 0 0 3px #14427d1a}.radio-group .radio-option.selected .option-label{color:var(--rcm-blue)}.radio-group .radio-option.selected .check-indicator{opacity:1;transform:scale(1)}.radio-group .radio-option:hover:not(.selected){border-color:var(--rcm-blue-light);background:#14427d05}.btn{display:block;width:100%;padding:14px 24px;border:none;border-radius:8px;font-size:15px;font-weight:700;font-family:inherit;cursor:pointer;transition:all .2s;text-align:center;letter-spacing:.3px}.btn:disabled{opacity:.6;cursor:not-allowed}.btn-primary{background:var(--rcm-yellow);color:var(--rcm-blue-dark)}.btn-primary:hover:not(:disabled){background:var(--rcm-yellow-dark);transform:translateY(-1px);box-shadow:0 4px 12px #fc06}.btn-primary:active:not(:disabled){transform:translateY(0)}.btn-outline{background:transparent;color:var(--rcm-blue);border:1.5px solid var(--rcm-blue);margin-top:10px}.btn-outline:hover:not(:disabled){background:#14427d0d}.alert{padding:12px 16px;border-radius:8px;font-size:13px;margin-bottom:20px;display:flex;align-items:flex-start;gap:10px}.alert-warning{background:#fff8e1;border-left:4px solid var(--rcm-yellow-dark);color:#7c5800}.alert-error{background:#fef2f2;border-left:4px solid var(--rcm-error);color:#991b1b}.alert-info{background:#eff6ff;border-left:4px solid var(--rcm-blue-light);color:var(--rcm-blue-dark)}.alert .alert-icon{font-size:16px;flex-shrink:0;line-height:1.4}.sms-input-wrapper{display:flex;gap:10px;justify-content:center;margin:20px 0}.sms-input-wrapper input.sms-digit{width:60px;height:68px;text-align:center;font-size:28px;font-weight:700;border:2px solid var(--rcm-border);border-radius:10px;color:var(--rcm-blue);background:var(--rcm-white);transition:all .2s;outline:none}.sms-input-wrapper input.sms-digit:focus{border-color:var(--rcm-blue);box-shadow:0 0 0 3px #14427d1f}.sms-input-wrapper input.sms-digit.filled{border-color:var(--rcm-blue-light);background:#14427d0a}@media (max-width: 400px){.sms-input-wrapper input.sms-digit{width:52px;height:60px;font-size:24px}}.phone-display{text-align:center;margin-bottom:8px}.phone-display .phone-number{font-weight:700;color:var(--rcm-blue);font-size:16px}.resend-link{text-align:center;margin-top:12px;font-size:13px;color:var(--rcm-text-muted)}.resend-link button{background:none;border:none;color:var(--rcm-blue);font-weight:600;cursor:pointer;font-size:13px;text-decoration:underline;font-family:inherit}.resend-link button:hover{color:var(--rcm-blue-light)}.success-container{text-align:center;padding:20px 0}.success-container .success-icon{width:80px;height:80px;background:linear-gradient(135deg,var(--rcm-yellow),var(--rcm-yellow-dark));border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-size:36px;box-shadow:0 8px 24px #ffcc0059}.success-container h1{font-size:24px;font-weight:700;color:var(--rcm-blue);margin-bottom:12px}.success-container p{font-size:15px;color:var(--rcm-text-muted);line-height:1.7;max-width:380px;margin:0 auto 24px}.footer{background:var(--rcm-blue-dark);padding:20px 24px;text-align:center;color:#ffffff8c;font-size:12px}.footer a{color:var(--rcm-yellow);text-decoration:none}.footer a:hover{text-decoration:underline}.spinner{display:inline-block;width:18px;height:18px;border:2.5px solid rgba(20,66,125,.3);border-top-color:var(--rcm-blue);border-radius:50%;animation:spin .7s linear infinite;vertical-align:middle;margin-right:8px}@keyframes spin{to{transform:rotate(360deg)}}.termo-aceite{border:1.5px solid var(--rcm-border);border-radius:10px;padding:20px;margin-bottom:20px;background:#fafbfd;transition:border-color .2s}.termo-aceite.erro{border-color:var(--rcm-error);background:#fff8f8}.termo-aceite .termo-texto{max-height:220px;overflow-y:auto;padding-right:6px;margin-bottom:16px;scrollbar-width:thin;scrollbar-color:var(--rcm-border) transparent}.termo-aceite .termo-texto::-webkit-scrollbar{width:4px}.termo-aceite .termo-texto::-webkit-scrollbar-track{background:transparent}.termo-aceite .termo-texto::-webkit-scrollbar-thumb{background:var(--rcm-border);border-radius:4px}.termo-aceite .termo-texto h4{font-size:13px;font-weight:700;color:var(--rcm-blue);margin-bottom:10px;line-height:1.4}.termo-aceite .termo-texto p{font-size:12px;color:var(--rcm-text-muted);margin-bottom:10px}.termo-aceite .termo-texto ol{padding-left:18px;display:flex;flex-direction:column;gap:8px}.termo-aceite .termo-texto ol li{font-size:12px;color:var(--rcm-text-muted);line-height:1.6}.termo-aceite .termo-texto ol li strong{color:var(--rcm-text)}.termo-aceite .termo-check{display:flex;align-items:flex-start;gap:12px;cursor:pointer;padding-top:14px;border-top:1px solid var(--rcm-border)}.termo-aceite .termo-check input[type=checkbox]{position:absolute;opacity:0;width:0;height:0}.termo-aceite .termo-check .check-box{flex-shrink:0;width:20px;height:20px;border:2px solid var(--rcm-border);border-radius:5px;background:var(--rcm-white);display:flex;align-items:center;justify-content:center;margin-top:1px;transition:all .2s}.termo-aceite .termo-check .check-box:after{content:"";width:5px;height:9px;border:2.5px solid var(--rcm-white);border-top:none;border-left:none;transform:rotate(45deg) translateY(-1px);opacity:0;transition:opacity .15s}.termo-aceite .termo-check input[type=checkbox]:checked+.check-box{background:var(--rcm-blue);border-color:var(--rcm-blue)}.termo-aceite .termo-check input[type=checkbox]:checked+.check-box:after{opacity:1}.termo-aceite .termo-check .check-label{font-size:13px;font-weight:600;color:var(--rcm-text);line-height:1.5}.termo-aceite .termo-check:hover .check-box{border-color:var(--rcm-blue-light)}